Pre-Paid Funeral Plans

I know that talking about death is a difficult and often upsetting thing to do, however, it is something that will unfortunately happen to all of us. Planning for that time is what we do at ORCA and one of the best ways to plan, is to Pre-Pay for your funeral. 

It may seem strange to think about paying for your funeral NOW, however below I will show you the 4 key reasons why paying for your funeral NOW, is one of the most valuable elements of your estate planning journey.

Pay today’s Prices

If someone had said to you 20 years ago, you could pay for the Brand-New Land Rover Defender at the price it was then and get the new one now when you need it! Would you not have jumped at the chance? That is exactly what paying for your Funeral NOW means. 

How the numbers look*: In 2011 the average cost of a funeral was £2,971. By the end of 2019, that cost had risen by 41% to £4,202! It is a trend that has been going on for years and seems to be carrying on. Following an optimistic forecast, I predict that by 2028 the exact same funeral that in 2011 cost just under £3000 will cost your families well over £6000. Simply put, if you pay for your funeral today, you will be making a saving on your estate.

*Dignity Pre-Paid Funeral Plans Research data

Peace of Mind for your Family

At a time that is filled with sadness, the last thing you want, is to add to the stress and sadness for your family. With a Pre-Paid Funeral Plan, you can rest assured that organising the funeral is NOT an additional stress to your family. The plans I provide at ORCA mean that with one call, all aspects of your funeral are dealt with according to your ‘plan’. This prevents any disputes with family, but more importantly it allows your family to focus their attention on each other to help them get through this difficult time. Not only that, but the plans I provide often come with access to a FREE bereavement line should your family need it. 

The most common request for a Pre-paid Funeral Plan is from family members that have experienced a loved one pass away (with a pre-paid funeral plan) and have seen first-hand the benefits of having all the finer details planned ahead of time. This is proof enough that the value of a Pre-Paid Funeral Plan is not just financial.

Flexibility

Often people put off several of my services since they feel the services are ‘set in stone’; this is completely WRONG. As with a Will, your funeral plan should change as your circumstances change. The plans I offer allow full flexibility in your plan as many times as you need. That means if you move, change your requests, or even wish to ’upgrade’ your plan, you have full flexibility to do so.

Your plan can and must change with you.

Payment Freedom

Due to the many different payment options available within our plans, finances really should not be the barrier getting in the way of your funeral. You have the option to pay in a single payment, right through to instalments paid over 10 years (in some circumstances we can offer instalment periods of up to 25years). Our most popular payment method is to extend the payment over 5-10 years as with many of our plans, if you pay more than 13installments (and no payments have been missed or lapsed) and the funeral is required before the end of the payment period, the plan will be provided with nothing more to pay. 

Remove the stress!

Remove the emotional and financial stress of a funeral from your family and give them (and yourself) the peace of mind that everything is sorted by getting in touch today to discuss a Pre-Paid Funeral plan from ORCA. 

Give me a call, let’s have a chat as everything starts with a conversation.